We are your trusted Mortgage Advisers in Palmerston North. We are not aligned with any bank, so we are here for you and only you. We aim to offer you the best advice, support you through the entire process, and then watch you prosper in your financial journey.
We offer advice on the best direction for you, no matter the situation. We know the road doesn’t end on moving day, that’s why we continue to support and connect you with the right people to ensure your financial stability and growth across the life of your mortgage.
Whether you are an experienced property developer or thinking of investing into property for the first time, or simply wanting to take that next step in your life by moving into your next home. We are here to help you through the process. It is important to make sure you are making the right decisions in the beginning or else it could cost you dearly in the future.
We’ve cultivated an amazing referral relationship with Celtic Insurance Brokers, and their aim is to ensure you’re covered if anything unforeseen happens. Don’t leave your future to chance, we’ll help get you covered for all possibilities. We can refer you to Celtic Insurance to discuss your insurance needs. For every successful Insurance referral completed, Youm will be paid a commission. For further details, please refer to our Disclosure section and individual Financial Adviser Disclosure Guide.
Getting expert advice around KiwiSaver is crucial to ensuring you can best maximise your returns and ensure the best outcome when you need it. This could be to help towards a deposit on your first home, or ensuring you have a comfortable retirement. Youm have teamed up with Koura Wealth Ltd and Generate KiwiSaver who both offer advice and recommendations that will best suit your future goals and risk profile. We can refer you to discuss your Kiwisaver fund.
At Youm, we work independently to find the best mortgage solutions for you. By comparing a wide range of lenders, we ensure you get the home loan that best suits your goals.
Interest rates are constantly changing, so just remember that these numbers aren’t fact.
For those itching to get an idea of repayments, our simple tool is a great starting point. Just keep in mind that these are not final figures. For those, contact the team to get the best advice.
Want to find out what your repayments will actually be?
Get Started
Trish is an absolute mortgage broker superstar. She has helped us sell, purchase homes and refix mortgages countless times over. She is always patient and keen to ensure we understand different options.
Rachel K.Can't fault the service we received. Simon went above and beyond to ensure we could achieve our dreams. Thanks so much
Angela T.We had a great experience when buying a home with the support of Youm but in particular Simon Lees. He was always available and helped guide us through the process. Would highly recommend Simon and Youm to anyone looking at a buying a house.
Chris a.I spoke with Brent Jaslarz about buying my first home as a young woman navigating the process on my own, and he was incredibly helpful. He answered all of my questions thoroughly and never once made me feel dumb or uncomfortable for asking. He guided me step by step through securing my mortgage and made everything easy to understand. I would highly recommend chatting with the team at Youm. They made buying my first home far easier than I ever expected!
Adele R.Craig was helpful with great communication and helped us bridge the process of selling our home to build a new one. He made the process simple and explained things well, and having previously communicated direct with the bank, we were glad we went with Youm this time!
Jason D.Im so incredibly grateful to Simon, When I first reached out to him I had NO idea what to do or what to expect, He talked me through every step and helped me get everything I needed. I had a few things against me but he pushed through and made it happen! We now have our own family home!!! :) Thanks to Simon!
Vikki F.We have been working with Simon from Youm for the past 3 years and he has been an absolute legend! He is so professional, patient and knowledgeable, and we would 100% recommend him. He helped us through a stressful house build in 2022 and the purchase of another home last week. He worked quickly to get us in the best position to go in unconditional. We are very grateful to have had his ongoing support over the past few years, in what can be scary and stressful times. It’s not often you come across such excellent service and someone willing to go the extra mile. Thanks again Simon, we appreciate you.
Michelle K.YOUM has been so helpful with helping us buy our first home and helping with other areas of our Mortgage. Trish at YOUM is very dedicated to making things easy throughout the whole process. Couldn't recommend more.
Megan H.Nikita was extremely helpful in guiding us through what at first seemed like a very complicated process when we began looking to buy our first home. Thank you for being so patient and understanding with all of our questions; we likely would have delayed buying a house if we had to figure everything out on our own!
Madison P.
06 358 4006
[email protected]
40 Victoria Avenue, Palmerston North
Facebook Youm
Legal Pages
Disclosure
Privacy Policy
Complaints
® 2022 Youm. All rights reserved. 2026
A website journey navigated by Blacksheepdesign.
