We are your trusted Mortgage Brokers in Palmerston North. We are not aligned with any bank, so we are here for you and only you. We aim to offer you the best advice, support you through the entire process, and then watch you prosper in your financial journey.
We offer advice on the best direction for you, no matter the situation. We know the road doesn’t end on moving day, that’s why we continue to support and connect you with the right people to ensure your financial stability and growth across the life of your mortgage.
Whether you are an experienced property developer or thinking of investing into property for the first time, or simply wanting to take that next step in your life by moving into your next home. We are here to help you through the process. It is important to make sure you are making the right decisions in the beginning or else it could cost you dearly in the future.
We’ve cultivated an amazing relationship with Celtic Insurance Brokers, and their aim is to ensure you’re covered if anything unforeseen happens. Don’t leave your future to chance, we’ll help get you covered for all possibilities.
Getting expert advice around KiwiSaver is crucial to ensuring you can best maximize your returns and ensure the best outcome when you need it. This could be to help towards a deposit on your first home, or ensuring you have a comfortable retirement. Youm have teamed up with Koura Wealth Ltd and Generate KiwiSaver who both offer advice and recommendations that will best suit your future goals and risk profile.
Interest rates are constantly changing, so just remember that these numbers aren’t fact.
For those itching to get an idea of repayments, our simple tool is a great starting point. Just keep in mind that these are not final figures. For those, contact the team to get the best advice.
Want to find out what your repayments will actually be?Get Started
We first approached Brent from Youm back in 2015 when we were purchasing our first home, and he made the whole process seem like such a breeze. Over the years he has provided us impeccable service, made us understand everything we needed to know around our mortgage wants/needs and more recently assisted us when purchasing our second home (another super breezy process). I highly recommend Youm and I highly recommend Brent's service.
We are happy with the arrangement that Craig helped. We also appreciated his prompt and valuable responses that enable us to match the schedule we needed to. We also thank him for his assistance in seeking other professional services in helping to go through the whole buying process. Thank you, Craig.
We dealt with Simon and found him extremely helpful. His availability was exceptional. Our experience was better than we expected. Everything was thoroughly explained to us Simon explored every avenue and we feel he did his absolute best to ensure we got the best deal possible.
Brent is simply amazing and I highly recommend. I was a very nervous first home buyer and I actually had no clue about the process or thought I would even be approved. But he sorted everything and was always available to answer my endless questions even out of hours. He got my home loan approved quickly even when challenged by being in a lockdown. Thank you Brent, I am very grateful for all your hard work!
As a first home buyer, looking at buying a house was daunting. I want to thank Youm and Simon Lees personally for all the help they provided. Simon was there for us every step of the way, his communication and dedication was amazing, he made everything so clear and easy and made us feel very comfortable. He was always there to answer our questions either via phone or email, we felt 100% looked after. I can’t imagine having gone through the process without him!
We first got in touch with Trish back in 2022 trying to get finance for our block of land, which was very difficult to present to the bank. But over a year later and working with us every step of the way she made it happen. We are very grateful for all the effort and time she has put in for us. Would recommend her service to anyone!
Zak and Jess
Trish is the person you want in your corner to champion your interests. She is extremely good at what she does and makes the whole process as easy and stress free as possible. She consistently went above and beyond to help us and we cannot recommend her enough. Honestly, if you are looking for a Mortgage Adviser go talk to Trish, you won't be disappointed!
I have used the services of the team for many years with my personal lending requirements. They have been fantastic at helping to find solutions that work really well for me and my family. Nothing is a problem and they are very friendly. Craig contacts me regularly to review my rates, which is a great service. This saves me money and with his expertise helps my family budget to not be stretched too much. I would highly recommend Craig, Brent and their team to anyone I know looking to buy a property or looking to discover if they are in a position to lend against their equity.
Trish has been an exceptional Mortgage Adviser. We used her services for securing a Mortgage for both a house build and a house purchase. In every interaction she was personable and professional. She went the extra mile for us time and time again to protect our interests and support our goals. Her knowledge and experience helped us navigate some very uncertain situations and guided our decision making regarding how to best forecast and allocate our loan. Is Trish Seymour someone you can trust when making (probably) one of the biggest financial decisions in your life? Definitely! Would we recommend Trish Seymour to someone looking for Mortgage advice? Without a doubt!
Simon was super helpful with our refinance! The process was simple and stress free. I would highly recommend Youm.
Trish was great. We had a really easy and quick pre approval thanks to her and then once we found a place to buy, there were no issues or dramas either. Communication was easy and Trish gave us some good options and helped secure our interest and mortgage in a way that suited us best. Thanks for the help!!
Great ease dealing with Brent and the team during our lending journey. Fast response times and simple and understandable communication.
Thanks so much to Simon and the team at Youm for the prompt, and professional way they handled my mortgage.