We are your trusted Mortgage Advisers in Palmerston North. We are not aligned with any bank, so we are here for you and only you. We aim to offer you the best advice, support you through the entire process, and then watch you prosper in your financial journey.

We offer advice on the best direction for you, no matter the situation. We know the road doesn’t end on moving day, that’s why we continue to support and connect you with the right people to ensure your financial stability and growth across the life of your mortgage.

Whether you are an experienced property developer or thinking of investing into property for the first time, or simply wanting to take that next step in your life by moving into your next home. We are here to help you through the process. It is important to make sure you are making the right decisions in the beginning or else it could cost you dearly in the future.

We’ve cultivated an amazing referral relationship with Celtic Insurance Brokers, and their aim is to ensure you’re covered if anything unforeseen happens. Don’t leave your future to chance, we’ll help get you covered for all possibilities. We can refer you to Celtic Insurance to discuss your insurance needs. For every successful Insurance referral completed, Youm will be paid a commission. For further details, please refer to our Disclosure section and individual Financial Adviser Disclosure Guide.

Getting expert advice around KiwiSaver is crucial to ensuring you can best maximise your returns and ensure the best outcome when you need it. This could be to help towards a deposit on your first home, or ensuring you have a comfortable retirement. Youm have teamed up with Koura Wealth Ltd and Generate KiwiSaver who both offer advice and recommendations that will best suit your future goals and risk profile. We can refer you to discuss your Kiwisaver fund.
Interest rates are constantly changing, so just remember that these numbers aren’t fact.
For those itching to get an idea of repayments, our simple tool is a great starting point. Just keep in mind that these are not final figures. For those, contact the team to get the best advice.
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