We are Youm, your mortgage advisers.

We’re the same team that has been providing lending advice for the Manawatū since 1987.

We are determined to provide you with the best financial advice possible for your situation. Craig, Brent, Simon, Toby, Nikita and Trish have a combined experience of over 80 years in the financial industry. Our old school knowledge paired with new school tactics keeps us at the top of the game.

Our approach is simple.

Advise, Support, Prosper.

This statement is a snapshot of what we do. It is what’s hung above our fireplace and what we believe in completely.

Advise

Advise

Our combined experience equips us with the tools and confidence to offer every client the best personalised advice to reach their goals.

Support

Support

We’re with you through every step of the process.. That means whether you’re just starting your financial journey, just had a loan accepted or years into your mortgage, we are here to guide and mentor you through it all.

Prosper

Prosper

This is our favourite part of the process. If this means seeing you move into your first home or add another property in your portfolio, watching you prosper makes our job worth taking all the paperwork and admin off your hands.

It’s time to meet Youm.

Craig Seton

Craig Seton

Mortgage Adviser

Meeting with clients, working through their applications, and personalising their loans is what fills my day. I’ve got a wide range of knowledge about the financial industry, so I’m super keen to help out wherever I can. You might hear this a lot among the team at Youm, but the best part of the job is building relationships with our clients and to see the effect I have on their lives. Financial advice is definitely a dedication of mine, alongside getting into the outdoors. If you’re in the mountains you’ll catch me on my bike or just enjoying the local trails with my family.

Brent Jaslarz

Brent Jaslarz

Mortgage Adviser

It may sound like a cliche, but helping clients with their mortgage finance is what gets me up in the morning. My favourite part of the job is providing my clients with a personalised home loan solution that will be best suited to their needs. I have a lot of residential and investment loan experience so I’m ready for your situation. If you are a football fan, then we will get along very well. I love playing or watching my kids play on the weekends and I also coach one of the local teams here in Palmy, so achieving goals is always on my mind.

Simon Lees

Simon Lees

Mortgage Adviser

I started at Youm in 2020, bringing 15 years of experience in the banking industry with me. For me, it’s the personal touch that I can bring to all of my clients that I really enjoy. Every client comes with a new story and a new situation. I cherish spending time with my family on my lifestyle block so creating a solution to get people in their first home is really what makes this job worth it.

Toby Ferreira

Toby Ferreira

Mortgage Adviser

I started with Youm in 2024, bringing over 20yrs experience as a multi award winning Senior Mobile Mortgage Manager with NZ’s largest bank. I am passionate about using my experience to make things easy for my clients, by being ‘one step ahead’ and guiding them through every step of the process. Whether you are a first home buyer, building a home or adding to your investment portfolio, I have the experience to help make this easy. Outside of the office you will find me busy on my lifestyle property, following all sports and spending time with my family

Trish Seymour

Trish Seymour

Mortgage Adviser

With over 12 years in the lending industry, I find immense fulfillment in helping individuals realise their dream of home ownership. I understand the mix of excitement and apprehension that first-time buyers experience, having personally navigated the home-buying journey at a young age. As your advocate, I am here to guide you every step of the way, drawing on my unique perspective and empathy. Beyond work, I enjoy landscaping our property and cheering on my children in their sports pursuits.

Nikita Vining

Nikita Vining

Mortgage Adviser

I started with Youm in 2016 , working alongside the team for a few years before progressing into an Adviser role. I enjoy meeting people and learning about their future goals, helping them craft a plan to make their dreams achievable. Having been a first home-buyer myself, I understand the ins and outs of this process. Outside of the financial world, I am a foodie and like creating culinary delights as well as embarking on outdoor adventures.

Michelle Geekie

Michelle Geekie

Adviser Support

I have over 30 years of experience in the banking industry and this extensive knowledge definitely helps make the Youm machine run. Whether it's administration and database management, my role as PA supporting Craig or liaising with all our advisers, clients and lenders. I love the part I get to play in helping clients into their homes and continuing to support them after as well. I love spending time with family, on DIY projects and am a keen traveller.

Bree Hollis-Robb

Bree Hollis-Robb

Adviser Support

Hello, I'm Bree, Receptionist for Youm and Adviser Support to Trish Seymour. With 6 years in Hospitality, specialising in Shift Management, customer service, social media marketing and photography, this finance-focused role brings a fresh perspective to my career and I am eager to continue learning and thrive in my role. One of my favourite aspects of this job is witnessing clients achieve their dream of home ownership. Beyond work, I enjoy reading, roller-skating, photography and spending time with my family.

Kathryn Ferreira

Kathryn Ferreira

Adviser Support

I joined Youm in 2021 after 25 years as a lender for each of the main five banks in NZ. I have helped many clients into property ownership and have a thorough understanding of the process. Being able to use my diverse experience to support our advisers is integral to the high quality service we provide. Outside of the office you will find me busy on my lifestyle property and participating in equestrian activities.